Payment Service Provider Panel

dLocal

dLocal (NASDAQ:DLO) powers local payments in emerging markets, connecting global enterprise merchants with billions of high-growth market consumers across Africa, Asia, and Latin America. Through the “One dLocal” concept (one direct API, one platform, and one contract), global companies can accept payments, send payouts, and settle funds globally without the need to manage separate pay-in and pay-out processors, set up numerous local entities, and integrate multiple acquirers and payment methods in each market. 

Key Strengths

• Combining comprehensive payment solutions with over 900 local and alternative payment methods in 40 markets, seamless FX, access to multiple currencies, and five payment products – all under a single API. 
• Payins – For receiving payments supports international trade payments for complex emerging markets. Multi-currency support, local payment methods, fraud prevention, and seamless integration with eCommerce platforms. 
• Invoice Collection – Enables global sellers to receive payments by sharing payment links. Invoice Collection allows stakeholders or customers to make online payments directly for greater convenience, while assisting sellers in more flexibly managing payments from countries with foreign exchange controls. 
• Payouts – For enterprise businesses looking to disburse and manage funds to vendors, suppliers, stakeholders or individuals throughout emerging markets. All without additional engineering effort, local subsidiaries, or local banking relationships – dLocal handles this for you. 
• Platforms – Tailored for marketplace models, allowing multiple sellers to transact within a single platform, with dLocal handling payments and payouts. Imposes no minimum transaction fees, making it ideal for small, high-frequency transactions and drop shipping businesses. 
• Defense Suite – Offers real-time monitoring, chargeback management tools, dispute resolution services, and data analytics to help businesses stay on top of fraud trends and mitigate risk. 

Airwallex

Airwallex is a global financial platform tailored for modern businesses, providing reliable solutions for managing payments, treasury, spending, and embedded finance. With its proprietary infrastructure, Airwallex takes the friction out of global payments and financial operations, empowering businesses of all sizes to unlock new opportunities and grow beyond borders. Proudly founded in Melbourne, Airwallex supports over 150,000 businesses globally and is trusted by brands such as Brex, Rippling, Navan, Qantas, SHEIN and many more.  

Key Strengths

• Fully compliant and licensed in all regions where they operate. Offers a full suite of financial operations solutions for customers, from global accounts to advanced payment acceptance tools, to simple spend management, and global card issuing. 
• Programmatically creates connected accounts, streamlines onboarding and compliance, manages fund flows, and instantly transfers funds between connected accounts. 
• Creates local and domestic payments at scale, delivering via local clearing networks at low cost. 
• Multi-currency wallet capability with a centralised ledger for incoming and outgoing funds. 
• Collects direct debits from clients’ accounts without tapping into multiple systems and ledgers. 
• Provides real-time account-to-account cross-border payments between your platform and your customers. 
• Offers native API integrations that allow you to tailor the front-end UI. 

SumUp

SumUP is a global financial technology company driven by the purpose of levelling the playing field for small businesses. Founded in 2012, SumUp is the financial partner for more than 4 million small merchants in 36 markets worldwide, helping them start, run and grow their business. Through its SuperApp, SumUp can provide merchants with a free business account and card, an online store, an invoicing solution, and in-person and remote payment acceptance seamlessly integrated with SumUp’s card terminals and point-of-sale registers.   

SumUp pledges to donate 1% of its revenue to support environmental causes and educational and entrepreneurial initiatives worldwide.  

Key Strengths

• Option to customise your pricing plan by choosing between pay-as-you-go or subscription-based options.  
• SumUp is authorised as a Payment Institution by the Financial Conduct Authority and are EMV and PCI-DSS certified.  
• A SumUp Business Account with Mastercard offers free unlimited bank transfers.  
• ​​The ​SumUp ​Business Account ​offers extra tools to create invoices, payment links, QR codes, and more with the free SumUp Mobile App. It also offers instant transfers and scheduled payments.  
• Payment Links allow businesses to send a link directly from the SumUp app via email, Instagram, WhatsApp, or SMS. Customers click the link, enter their card information, and pay using the secure website—there is no need to download any software or create an account.  
• Provides a free online business account, contactless Mastercard, invoicing management, and a loyalty program with gift cards.  
• SumUp’s mobile ​card readers ​​POS systems ​are ideal for merchants who need an easy way to process payments on the go. A portable ​card readers ​​POS system’​s flexibility will be helpful if you sell merchandise at fairs or festivals.  
• The SumUp Air connects with your smartphone or tablet to accept quick and easy customer payments. 

TrustPay

TrustPay Founded in 2009, TrustPay belongs to the first financial institutions within the region to provide secure e-commerce payments across the EEA area. Since its establishment, TrustPay has focused on offering innovative payment services for online businesses with cross-border reach, providing a variety of payment solutions.  

Addressing the needs of online businesses with cross-border reach, the company offers a variety of payment solutions under one roof.  Each client benefits from a customised strategy, meticulously crafted to suit their specific business requirements, ensuring secure e-commerce transactions and an optimised user experience tailored to their unique needs.

Key Strengths

• Offers comprehensive payment solutions tailored to the needs of online businesses with cross-border reach, providing a suite of options under one roof. 
• Creates customised strategies for each client based on their specific needs and requirements, ensuring businesses receive the most effective payment solutions to meet their individual goals. 
• Enables businesses to expand their reach with cross-border payment solutions by offering an extensive range of local payment methods. 
• Offers risk management strategy based on the specifics of a business. 
• Supports 170 processing currencies and 14 settlement currencies. 
• Offers dedicated account management and technical support ensuring prompt resolution and ongoing satisfaction. 
• Delivers a seamless user experience to businesses and customers through intuitive payment solutions and user-friendly interfaces. 
• Offers worldwide online card payment processing, local payment methods, BNPL, instant bank, transfers, payment links, open banking, modern accounts for online businesses, fraud prevention tools and innovative reconciliation tools.
   

Fat Zebra

Fat Zebra is a payment gateway founded in 2012 that provides customers with innovative, cost-effective solutions. The company’s solution is used by more than 30,000 merchants, processing more than 250 million e-commerce transactions annually.  

With a single, one-time integration, Fat Zebra’s payment network gives businesses local market access through a single platform, accessing international payment options, putting everything in one place. 

Key Strengths

• PCI Level 1 Compliant.  
• 24/7 Australian-based technical support.  
• Fat Zebra’s production-ready integrations and technology helps build payment integration. 
• Optimises authorisation rates and payment data with MasterCard MDES and Visa Tokenisation Services.  
• Offers Least-Cost Routing, which gives access to the cheapest route for each transaction.  
• Increases conversion rates and cuts payment processing costs through acquiring partners in over 100 countries. Domestic processing services are available in nearly 40 countries, resulting in increased conversion rates and reduced payment processing costs.  
• Offers advanced fraud protection by leveraging machine learning, detection systems and encryption. 
• Provides real-time access to your financial data and automates payment reconciliations.

emerchantpay

emerchantpay is a global payment service provider and acquirer for online, mobile, in-store and over-the-phone payments. They work with businesses of various sizes and across different industries to create bespoke solutions and strategies that increase payments systems’ efficiency and profitability.

With over 20 years of experience in the payments industry, emerchantpay offers merchants a diverse range of solutions and services, including global acquiring, local payment methods, performance optimisation and fraud management. Their latest technology and a customer-centric approach empowers businesses to design seamless and engaging payment experiences for their customers.

Key Strengths

• Provides tailored support from payment experts, dedicated Account Manager and Risk Analyst for each merchant.
• Offers 24/7 technical support.
• Provides local acquiring in select regions and advanced fraud management solutions to optimise merchants’ acceptance rates in select regions.
• Caters to local payment preferences by providing a diverse selection of over 80 payment methods.
• Supports 150+ processing currencies and 25+ settlement currencies.
• Supports tokenisation to enable one-click payments for repeat online purchases.
• Empowers merchants to securely accept cards and other payment methods using flexible integration options and platforms including WooCommerce, PrestaShop, and more.
• Offers touchscreen terminals that accept chip and pin, contactless payments, and popular payment methods such as Apple Pay, Google PayTM, and American Express.

Commonwealth Bank of Australia

CommBank is one of the “big four banks” of Australia and operates predominantly in Australia and New Zealand, with a presence in Europe, North America and Asia. CommBank provides merchant solutions to help businesses take payments in person and online by offering a range of fast and flexible EFTPOS terminals and eCommerce solutions.

In 2023, CommBank introduced PowerBoard a payments orchestration platform that delivers payment choice, operational efficiency, and security via a single API integration offering merchants the ability to manage payments in one place with one platform, enabling them to acquire payments, accept traditional card payments, Apple Pay, Google Pay, and BNPL. In the PowerBoard portal, merchants can switch on features, monitor real-time transactions, and use bank-grade security tools to detect and prevent fraud. PowerBoard’s future roadmap includes the enablement of multiple payment gateways, EFTPOS, PayTo, and gift cards.

Key Strengths

• CommBank offers Card Present and eCommerce Solutions suitable for all business types and sizes, ranging from payments orchestration solutions, integrated terminals and standalone solutions.
• The Smart terminal is a portable solution offering surcharging, tipping, digital receipt capabilities and app marketplace.
• The Smart Mini is another portable payment solution giving the freedom to take payments on the go, wherever the customers are.
• The Smart Integrated solution integrates with the merchant’s POS vendor in-store via a secure wired connection, featuring a PIN pad and touchscreen to strengthen the checkout capabilities.
• The Essential Plus solution offers a versatile and seamless integration with the merchant’s POS vendor in-store with surcharging, tipping, and split billing to help manage payments easily.
• PowerBoard is one of CommBank’s eCommerce Solutions offering a payment orchestration platform to create agile, scalable online payment experiences with integrated fraud management services.
• BPOINT, another offering from CommBank’s ecommerce Suite, solves for complex payment needs and recurring payments. Offering one-off, recurring or batch payments and refunds, helping to streamline business administration by processing fast and real-time authorisation.
• BPOINT takes card and bank account payments through a virtual terminal, shopping cart plugin, API or hosted payment.

Ecommpay

Ecommpay is a payment service provider with direct acquiring capabilities. Its payment gateway combines over 100+ alternative payment methods, mass payouts, and technological innovation within a single unified integration, enabling eCommerce clients to accept payments from and issue payouts to customers anywhere in the world.

Ecommpay offers a range of bespoke, tailored products, features, and technologies to streamline the payment process for end-users. Consumers can pay for goods and services on any device through our single, unified payment gateway, enjoying quick, convenient, intuitive, and secure transactions.

Key Strengths

• Offers multiple integration options from platform plugins to customisable APIs and no code solutions all backed by anti-fraud filters and chargeback mitigation.
• Covers all online payment needs across Europe, Asia and Latin America with direct acquiring, e-wallets, payment page localisation and global payouts in multiple currencies.
• Maximises revenue and conversion with custom buying experiences and optimised payment scenarios plus offers expert 24/7 support.
• Lowers the risk of fraud and chargebacks with PSD2 SCA and PCI-DSS Level-1 compliance.
• Offers secure payment links IVR and DTMF, ideal for call centres and automated payments.
• Offers an orchestration solution to keep track of payments, flexibly redistribute financial flows and maintain all existing arrangements with current payment providers.
• Ecommpay’s Open Banking solution covers 20 countries allowing them to make instant account-to-account payments.

Live Payments

Live Payments is part of Live group and was launched in 2011 focussing on Australian SMEs.

Today, Live group is used by over 8,000 merchants throughout Australia and has accepted over $2 billion worth of transactions.

Key Strengths

• No lock-in contracts.
• Simple pricing with no set-up, exit or annual fees.
• Comprehensive transaction reporting via the Live group portal.
• Opportunity to earn Qantas Points on customer transactions.
• Simplified application, onboarding with terminal dispatch within five business days.
• A dedicated relationship manager for all businesses.
• Compact, all-in-one, wireless and handheld mobile payment device.

PXP

PXP is a technology platform that makes commerce simpler and more connected. With just one connection to PXP, merchants can unlock a world of commerce across online, mobile, and point-of-sale channels. Powered by a suite of financial services, multiple acquiring connections—including an in-house acquiring license—and diverse alternative payment methods, PXP processes over €30 billion annually through their unified gateway. Connect once to their global commerce ecosystem to unify payments, streamline operations, and access to endless opportunities.

Key Strengths

• Cloud-native next-gen platform built on microservices architecture for instant scaling and continuous innovation.
• AI-enhanced engineering practices for smarter payment processing and optimisation.
• Global coverage with localised payment solutions.
• Smart transaction routing powered by real-time performance analytics.
• In-house acquiring license complemented by a multi-acquirer network
• Complete suite of financial services and alternative payment methods.
• Advanced Token Vault service for enhanced security and reduced compliance scope.
• SoftPOS, Integrated POS, and Standalone POS solutions for seamless in-store payments.

Stripe

Stripe is a financial infrastructure platform for businesses. Companies—from the world’s largest enterprises to the most ambitious start-ups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Headquartered in San Francisco and Dublin, the company aims to increase the GDP of the internet. Stripe was named the leader from a group of 11 merchant payment providers in The Forrester Wave™: Merchant Payments Providers, Q2 2022.

Key Strengths

• Available to businesses in nearly 50 countries and 135+ currencies with ability to accept card payments from customers in 200+ countries and territories.
• One integration across 45 payment methods including Cards, Buy Now Pay Later, Wallets, Bank redirects, Vouchers, Bank debits and Bank transfers.
• Handles more than 500 million API requests a day—and often upwards of 10,000 per second.
• 99.999% success rate in processing of API requests. Stripe is the only company in the payments industry that shares its uptime publicly.
• Stripe Terminal helps unify online and offline channels with flexible developer tools, pre-certified card readers, and cloud-based hardware management.
• Stripe is a financial infrastructure platform with fully integrated tools for multi-party payments, fraud detection, invoicing, billing, reporting and more.
• Supports 50+ category leaders generating over $1B each in payment volume.
• Prebuilt integrations for systems from its technology and consulting partners and own Stripe Apps.

Windcave

Windcave supports payments for 17,000+ organisations globally, processing over $90 billion dollars a year and 800 million transactions. Windcave partners with organisations from every industry and varying sizes from the largest corporate entities to sole traders.

Key Strengths

• Flexible pricing with no minimums – blended or interchange plus rates.
• 99.999% availability achieved with multiple server locations to ensure business continuity.
• Comprehensive omni-channel reporting via an online merchant portal.
• A single application/account to accept all payments methods (per country) across multiple channels.
• Custom settlement times to suit different business requirements.
• Supports a wide range of terminal types.
• Tiered 24/7 support for enterprise/non-enterprise businesses.
• Support for over 20+ payment methods.

DataMesh

DataMesh is an independent payment processing network dedicated to servicing the needs of major retailers and their customers. It offers in-store, e-commerce and m-commerce hardware, software, infrastructure and data analytics payments solutions.

Key Strengths

• Allows merchants to drive their own choice of terminal hardware with cloud POS integration tools enabling one touch POS to eftpos terminal integration.
• Provides connectivity to multiple card schemes, merchant acquirers, Chinese payments instruments, and various fuel, transit, and gift card providers.
• Multiple levels of redundancy built-in with real-time cut over to back-up switch and/or back-up acquirers, and terminals with dual SIMs.
• Comprehensive omni-channel reporting tool that provides real-time visibility of revenue, product performance, costs by card type and payment method, customer analytics at the product SKU level, reconciliation and cashflow forecasting, and allows management of the terminal fleet.
• Supports switch-to-Issuer capability.

Transaction Network Services

TNS is a leading global provider of Infrastructure-as-a-Service (IaaS) solutions to the payments, communications and financial markets. Established more than 30 years ago, its extensive portfolio of innovative, value-added services now supports thousands of organizations across more than 60 countries.

Enabling and powering payment strategies for businesses, TNS Payments Market accepts, connects and securely processes transactions for many businesses across the globe. Through its payment acceptance, global connectivity and transaction processing solutions, TNS enables its partners to simplify, secure and manage the most complex aspects of the payment ecosystem and gain strategic advantage from the moment they engage with consumers.

Key Strengths

• Supports integration to any acquirer, any device, any partner.
• Connected to over 250 partners in the payment ecosystem globally.
• Access to 30+ acquirers and accepts all major payment methods.
• Enables over 33 billion payment transactions annually.
• Trusted by shopping centres, retailers, parking operators, airports, entertainment and leisure, EV charging, health and education, local government, storage and self-service organisations across the globe.
• Level 1 PCI-DSS certified service provider.
• EMV certified payment terminals and P2PE validated solutions.
• 24/7 local support, backed by global infrastructure.

Adyen

Adyen is a tech company and the payments solution behind international companies like Uber, Alibaba, Microsoft, Facebook, eBay, Spotify, and global retailers such as Cotton On Group, SHEIN, H&M, Foot Locker, L’Oréal, and Ralph Lauren. They operate in the U.S., APAC, LATAM, Middle East, and Europe. Adyen believes that optimising the payment cycle would lead to greater benefits for merchants and their customers. To achieve this, they had to start from scratch and build a brand new payments platform, which bypasses legacy systems and helps bring businesses closer to their customers. It is this technology that powers Adyen’s growth, and that of their merchants.

Key Strengths

• Adyen’s platform connects directly to Visa, Mastercard and popular global and local payment methods your customers know and trust (like WeChat, Alipay, Apple Pay, Google Pay, iDEAL, Boleto), enabling businesses to accept payments across online, in-app, and in store in all markets.
• The only global solution that provides an end-to-end payment solution for online (web, in-app, recurring payments and Pay by Link) and in-person channels based off a single platform
• A unified view of payment data enables enhanced features to detect, prevent and respond to fraud; and to increase revenue by minimising the risk of unsuccessful transactions by increasing authorisation rates, reducing involuntary churn and enabling a better customer experience.
• Marketplace payment solutions include developer-friendly API that can enhance the brand and user experience as well as faster payouts and bank transfers in all preferred currencies.
• Advanced API technology for physical or virtual card issuance.
• Optimising cash flow through bridging client’s acquiring and card issuing that allows funds to flow seamlessly from one side of your business to the other, with nothing tied up in transit.
• Offer all local payment methods so customers can pay the way they want.
• Fully transparent transaction overview using an “Interchange ++” pricing model.

Tyro

Tyro is a champion for better business banking. In 2003, Tyro’s founders saw an opportunity to challenge traditional banks with faster, more innovative EFTPOS solutions. Since then, Tyro has taken the same innovative approach to business banking with deposit and loan products designed to help businesses grow and succeed.

Key Strengths

• Integration with more than 300+ POS and PMS software partners.
• Customised pricing.
• Tap & Save to allow Tyro businesses to save money by processing eligible contactless debit transactions through the cheapest network¹.
• Same day 7 days a week settlement to settle into the Tyro Bank Account², or have settlement funds transferred into any Australian bank account so there is no need to switch banks.
• Connectivity with WiFi/Ethernet and 3G backup.
• Dual live data centres.
• 24/7 Australian-based Customer Support.
• No lock-in contract, no setup fees and no cancel/break fees.

Important Information

Suncorp Bank

Suncorp Bank has a proud history of supporting Australian businesses of all sizes, from family-run operations to large-scale development finance and agricultural enterprises. The bank has been recognised as the Money magazine Bank of the Year and Business Bank of the Year in 2018, 2019, 2020 and 2021.

Key Strengths

• Simple pricing with one rate for all credit card transactions and a debit card transaction fee.
• Least-cost routing to reduce merchant fees by routing debit card contactless transactions through the lower-cost network within set transaction limits.
• Same day settlement seven days a week, when credited to a Suncorp Bank Business Premium Account (for card sales processed prior to 9pm AEST).
• Business Premium Account with $0 monthly account keeping fees and no electronic, staff assisted and cheque transacting fees.
• Multi-merchant capability, with up to 11 merchants using the same terminals.
• Solution for health businesses to process private health fund claims, Medicare claims and credit and debit card transactions through the EFTPOS terminal.
• Choice of broadband (IP), mobile (GPRS) or mobile (WiFi) terminal connectivity.
• Dedicated technical support.

Fiserv

Fiserv aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale and business management platform. Fiserv is a member of the S&P 500® Index, the FORTUNE 500®, and has been recognized as one of FORTUNE World’s Most Admired Companies® for 11 of the past 14 years and named among the World’s Most Innovative Companies by Fast Company for two consecutive years.

Key Strengths

• Solid track record for innovation both internationally and locally, including being the first acquirer in Australia to support eftpos online.
• Robust and stable payment processing platform.
• Comprehensive omni-channel reporting via Business Point – advanced merchant portal.
• Flexible pricing with no contract minimum terms – blended or interchange plus plus rates.
• Digital application process for faster merchant on-boarding.
• Flexible gateway integration options for merchants.
• Multi-currency acquiring.
• 24/7 technical support and customer service desk.

Smartpay

Smartpay is an NZX/ASX listed EFTPOS provider across Australasia supporting over 30,000 merchants and 37,000 terminals. They have been helping businesses with their EFTPOS and payment solutions for over 20 years, delivering payment products specially built for Small to Medium sized businesses.
Smartpay has EFTPOS solutions across a variety of different industries. Whether its pouring craft beers, styling the perfect hair-do or repairing a car, Smartpay can help.

Key Strengths

• No-Cost or Low-Cost payment solutions for SME’s:
  • Zero Cost EFTPOS allows merchants who have an average turnover of over $10,000 per month to pay $0 on transaction and terminal fees with no ongoing bill to pay at the end of the month. Merchants can pass on the cost of these solutions via a surcharge payable by the cardholder.
  • Simple Flat Rate ensures each merchant gets a tailored solution to manage their costs – by knowing exactly what their fees will be on a monthly basis.
• Our solutions support industries such as hospitality, hair, health and beauty, retail, food services and automotive.
• Features (such as tipping and integration etc) are provided.
• 24/7 Customer support.

Checkout.com

Checkout.com is a global payments solution provider that helps businesses and their communities thrive in the digital economy. They offer innovative solutions that flex to your needs, valuable insights that help you get smart about your payments’ performance, and expertise you can count on as you navigate the complexities of an ever-shifting world. Since 2012, they’ve grown to over 1800 employees in 19 global offices, each one of them passionate about helping thousands of businesses worldwide grow through their next-generation payments platform.

Key Strengths

• Single platform: gateway, processor, and acquirer in one.
• One-time integration using one API enabling payments acceptance in 150+ processing currencies, 25+ settlement currencies,and local acquiring capability in 55 countries.
• Payments built for global businesses and accept payments through any device or channel
• Prevent fraud, increase conversions
• Send seamless payouts on a global scale
• Transparent, granular data around response codes, reporting and reconciliation to increase conversion rates and unlock revenue opportunities.
• Accurate and flexible reports on payments and data insights to power smart decisions.
• Local teams that bring regional, international, and regulatory expertise, allowing clients to navigate market complexities.

Wpay

Wpay is a payment experience company. They have elevated their merchant offering through a customer-led approach to payments. Founded from within the Woolworths group, Wpay has evolved into a stand-alone payments business. Wpay processes over 1 billion transactions every year as a non-bank acquirer of card payments and has more than 40,000 terminals across 4,900 stores. 

Key Strengths

• Wpay analytics are powered by extensive payment data and enhanced through customer and market analysis. 
• Supports integration for payment terminals from the majority of available POS solutions. 
• Tap 2 Phone lets businesses use any mobile device for payment experiences by allowing merchants to accept card payments via NFC. 
• Wpay QR code payments, payment orchestration, gifting and loyalty through one scan give customers a unique shopping experience. 
• Wpay’s Gifting Team integrates gift cards into your omnichannel offering across multiple touch points through distribution, fulfilment, and processing. 
• Provides extensive security and fraud solutions leveraging dynamic step-up, advanced fraud rule sets, machine learning, and human review – delivering strong acceptance rates and merchant protection.  
• Offers multiple-layered security to ensure every payment point is PCI-DSS compliant and uses intelligent orchestration to provide an appropriate balance between security and customer experience. 
• Wpay’s Orchestration platform, powered by Gr4vy, is a no-code payment orchestration platform that offers businesses the flexibility to add multiple payment options and enhance current touch points efficiently through an easy-to-use interface. 

Nuvei

Nuvei (Nasdaq: NVEI) (TSX: NVEI) is a payment processing company based in Canada. It provides modular, flexible, and scalable technology that enables leading companies to accept next-generation payments, offer all payout options, and benefit from card issuing, banking, risk, and fraud management services.  

Nuvei offers businesses the chance to connect with their customers in more than 200 markets, supporting over 150 currencies and more than 680 alternative payment methods. By utilising Nuvei’s technology and insights, businesses and their partners can achieve success both locally and globally, all through a single integration. 

Key Strengths

•  Accepts cutting-edge payment options, optimises new revenue streams, and gets the most out of your existing stack—all on one platform.
• Optimises conversion with an industry leading number of 680+ Alternative payment methods by allowing your customers to pay how they choose. 
•  Accepts all major credit and debit cards from customers worldwide, with local payment processing in more than 200+ markets and local acquiring in 45+ markets.
• Reduces declines and chargebacks and simplifies risk with leading centralised fraud and risk management tools.
• Provides a global snapshot of your payments and makes global P&L easy, simplifying day-to-day operations.
• Differentiating orchestrating layer; connections to 200 PSPs, retry declined transactions, boost acceptance rates and capture more revenues. 
• Provides local client care through dedicated payment experts, technical specialists, onboarding and management teams 24/7/365.

Cybersource

Cybersource is a global payment service provider that supports businesses through an open payment platform that accepts online, in-person card and various payment methods from across the globe.  

As part of Visa Acceptance Solutions, they enable businesses to create innovative payment solutions that drive exceptional customer experience. Businesses can leverage a broad range of pre-integrated modular services to drive growth and manage costs with a growing ecosystem of technology, payments and ISV partners connected on their platform. With a single connection to their open payment platform, businesses can reach further—across channels and geographies—so their clients can accept virtually any kind of payment across the globe. 

Key Strengths

• Provides scheme agnostic payment gateway processing for more than 510,000 global clients with 99.999% uptime.  
• Payment acceptance with 250+ acquirers, supporting businesses in 160+ countries and 50+ currencies with 24/7 client support.  
• Capable of supporting high-speed processing at 5,300+ transactions per second*, reducing the delay between payment initiation, clearing, and settlement. 
• Simplifies PCI DSS compliance by keeping sensitive payment data off your network with a fully hosted checkout process that collects data directly from your customers and securely processes their payments.  
• Cybersource’s card-agnostic token solution simplifies token management across networks, issuers, and channels to deliver insights that enable businesses to create unified payment experiences for your customers.  
• Powered by Visa’s AI and enriched through access to VisaNet, Cybersource’s Decision Manager and other fraud management solutions leverages machine learning to generate highly accurate risk scores using in real-time to automate fraud detection and identify good customers. 
• Pre-integrated payment terminals for secured card present transaction processing with ready-to-use core payment application and services to clients and acquirers.  
• Streamlines the reconciliation process with a unified view of all your transaction data. 

 * Data is measured and validated from sources that include internal instance of Tableau Server, daily reports of internal instance of Graphana, Cybersource’s PTDB transaction logs of every transaction event. 

ANZ Worldline Payment Solutions

ANZ Worldline Payment Solutions is a joint venture between ANZ and Worldline, operating in 40+ countries. The partnership brings together ANZ’s local expertise, industry oversight, and Worldline’s end-to-end payment solutions and global innovation.  

ANZ Worldline Payment Solutions offers secure payment acceptance services to Australian merchants, from micro-enterprises to institutional companies. They deliver a wide range of acquiring, payment, payment processing, and other services to assist Australian businesses in growing. 

Key Strengths

• Provides a secure payment gateway for online, in-app, and phone payments, with the added convenience of scheduled payments.   
• Provides different integrations and customisations to fit the business, including providing recurring and scheduled payments – compatible with Google Pay and Apple Pay.  
• Provides Payment Links that allow you to tap into digital sales with zero website design integration.  
• Allows integration with popular shopping carts and software plugins.  
• Its Merchant Portal allows access to your transaction data in real-time.  
• Online payments are verified in near real-time to reduce fraud risk. 
• Offers a customisable gateway to accept payment via all online channels with ANZ Secure Gateway.  
• Network Tokenisation is offered to secure customer information and enable over-the-air updates to card tokens, keeping the data up-to-date and reducing declines due to outdated credentials.

Worldpay

Worldpay is a payments technology and solutions company with unique capabilities to power omni-commerce globally. Their processing solutions enable businesses of all sizes to accept, make and manage payments in-person and online from anywhere in the world. Annually, they process over 50 billion transactions across 146 countries and accommodate 135 currencies. They aim to help clients operate with greater efficiency, security, and success. 

Key Strengths

• 30+ years of experience fuels global commerce on a massive scale with 48.6 billion transactions processed annually at over two million merchant locations.  
• 65+ local licences give its merchants the expertise they need to deliver localised payments to customers.  
• Its impactful innovation towards solutions helps minimise fraud, create better mobile experiences, accelerate cross-border expansion, boost revenue and more. 
• Trusted by the biggest brands in the world. 
• Its simplified integration aims to work with its merchants and their platforms by offering simplified plug-ins and flexible open APIs. 
• It values deep, long-term relationships with merchants and partners and take a consultative approach to create payments experiences that consumers love. 

Rainforest

Rainforest is a Payments-as-a-Service (PaaS) provider that helps software companies build and optimise financial services. This allows them to provide payment acceptance and payouts and manage payment rails between merchants, users, and vendors, offering a smooth payment experience for their end customers without the need to register as a payment facilitator with the card networks.   

Founded in 2022 in Atlanta, Georgia, Rainforest is led by industry experts, former vertical-SaaS executives, and payments consultants who have spent decades in the payments buyer’s seat.   

Key Strengths

• Offers customisable, low-code, and white-label integration technology.  
• Integrates several payment methods into a single, uniform, and seamless customer experience.  
• Enables direct deposits and payments via ACH, handles account verification, and helps save costs without additional risk.  
• Takes on indemnity for merchant losses, working with platforms to tailor bespoke underwriting models to their vertical.  
• Reduces development time with pre-built, embeddable components for payments, reporting, chargebacks, onboarding, and more.  
• Offers customised business and payment reports tailored to the merchants’ specific needs. 
• Provides consultative, strategic support to help clients maximise payments adoption and accelerate payments revenue growth. 
• Offers clients full ownership and portability of their customer data.  

Boku

Boku is a UK-headquartered payment technology company that has built a global network of localised payment solutions tailored to the needs of global enterprises. Boku specialises in enabling merchants to acquire and retain new paying customers using more than 300 local payment methods (LPMs), including carrier billing, digital wallets and account-to-account payment schemes in over 70 countries. 

Boku helps merchants increase their revenue worldwide, by providing optimised payment solutions for mobile-first consumers. Additionally, they offer targeted marketing programs designed to attract, engage, and retain digital subscription users. Boku also simplifies the complexities of global settlement, compliance, tax obligations, and fraud mitigation through their merchant services. 

The platform is used by major tech companies including Amazon, Comcast, Google, Meta, Microsoft, Netflix, Sony, Spotify and Tencent. 

Key Strengths

• Boku selects and integrates the most popular payment methods to create localised solutions that are tailored to the requirements of specific merchants and verticals.  
• Offers a technology platform built for digital companies, which simplifies the complexity of connecting hundreds of distinct issuer APIs to a single integration.  
• Specialises in support for recurring billing with the majority of available local payment methods supporting tokenisation. 
• Boku has created a leading network of licenses, entities, and bank accounts that simplify complex local settlements for global merchants at scale. 
• Offers payment marketing services that leverage Boku’s LPM network to create effective ​
  digital marketing channels for the acquisition of new paying customers. 
• Boku’s team navigates local market requirements to achieve optimal outcomes for merchants by leveraging regional knowledge, advocacy, and expertise. 
• Ensures frictionless experience for mobile-first consumers by providing a checkout experience that emulates having a card on file for one-tap or recurring payments.