Reconciliation & Data Insights

Actuals

Actuals is a SaaS platform focused on automated financial reconciliation, control, and in-depth payment analysis, especially for businesses handling large transaction volumes, aiming to streamline the reconciliation process, eliminate manual effort, and enhance financial accuracy and oversight.    

Key Strengths

• Scales effortlessly to millions of transactions per day, thanks to robust infrastructure and smart data connectors 
• Creates one shared environment across all financial systems, so every team works from a single source of truth 
• Automates reconciliation by matching data across order systems, payment providers, banks, and ledgers 
• Surfaces mismatches instantly, with workflows to resolve them (both automated and manual) 
• Keeps financial data fresh, syncing daily across all connected sources 
• Flags exceptions and open items for review, making them easy to resolve and track 
• Supports full accounting output, including per-transaction journal entries and configurable ledgers 
• Accelerates period close and simplifies audits by logging every reconciliation step with full traceability 

Congrify

Congrify leverages AI to bring data clarity to merchants and platforms by unifying multiple payment sources into one intelligent view. They provide instant access, insights, and recommendations to boost sales, allocate costs, reconcile, and optimise dispute management. 

Key Strengths

• No-Code Data Integration: Collects payment data via webhooks, PSP APIs, CSV uploads, or via their API – no coding required. 
• Unified Data Standardisation: Harmonises payment data from diverse providers for consistent, reliable analysis and reporting across channels. 
• AI-Driven Recommendations: Leverages AI to detect anomalies (e.g. unusual decline spikes) and provide actionable insights, saving costs and boosting approvals. 
• Smart Dashboards & Comprehensive Insights: Customisable dashboards to track KPIs like authorisation rates, decline reasons, fraud, chargebacks, and transaction fees. 
• Automated Reconciliation: Simplified reconciliation by consolidating data, reducing errors and manual effort – streamlining operations. 
• Cost allocation: Assigns and allocates unstructured fees to unique transactions, allowing companies to calculate the true cost of a single order. 
• Flexible Data Pipelines: Sync standardisation payment data and ingest into data warehouses like Snowflake internal analysis and data enrichments. 
• Built for All Sizes: From small merchants to global enterprises and payment platforms, empowering businesses without requiring technical teams. 

SolveXia

SolveXia reduces the complexity and risk of mission-critical data preparation and analysis by automating finance, tax and compliance processes. They serve clients across APAC, EMEA and North America, including financial services, fintech and retail companies.

Finance teams use SolveXia to automate payment reconciliations to save time, increase control and visibility, and reduce errors. SolveXia combines advanced data processing and matching with powerful workflow to reduce the time required to reconcile transactions by as much as 98%.

Key Strengths

• Combines and enriches data from all your systems. Automates file manipulation with minimal re-engineering to your existing processes.
• Smart matching for reconciliations, supporting one-to-many and many-to-many scenarios.
• Produces reports in any format including files and online dashboards without having to rely on external IT.
• Stores and process large amounts of data (e.g. millions of rows) plus automates complex data processing tasks.
• Processes are easy-to-understand and can be interpreted and maintained by finance staff (not just IT). No coding required just drag-and-drop.
• Automatically documents your processes and provides robust audit trails. Always ready to respond to an auditor or regulator and can easily trace data lineage back to the source for investigation.
• Allows you to share your processes and data across your whole team. Collaborate more and ensure key processes are less dependent on staff.

Pagos

Pagos empowers businesses to optimise payments performance by providing real-time data insights and tools. Built by passionate payments experts, Pagos helps businesses around the world turn payments data into a strategic asset for driving higher approvals, reducing fraud, and managing costs. Payments teams rely on Pagos to help them visualise, monitor, and act on their processing data in more ways than ever before. With processor-agnostic tools like account updater services, network tokenisation, and industry benchmarking, Pagos delivers everything a business needs to design an efficient and adaptable payment processing strategy. 

Key Strengths

• A data aggregation platform that allows for no-code data integrations with most major payment processors—no complex engineering required. 
• Harmonisation of payments data across multiple payment processors into one dataset; view all key payment metrics in a centralised platform equipped with advanced filtering and guided analytics or download your aggregated data for usage in your own processes or tooling. 
• Interactive and customisable data visualisations to simplify how you understand and analyse transactions, declines, refunds, chargebacks, and costs. 
• Processor and gateway-agnostic tools for designing account updater and network tokenisation strategies across the entire customer volume. 
• Industry benchmark data for analysing payments performance in the context of the greater market. 
• Multiple options for querying standard and enhanced BIN data, including no-code, API, and batch.