the fine print

Terms & Conditions

Terms and Conditions

About our Website

Thank you for visiting this website. This website is owned and operated by Payments Consulting Network Pty Ltd as trustee for Payments Consulting Network Trust ABN 87 202 769 335 (‘PCN’), which operates this service under the business name Merchant Advisory (‘MA’, ‘us’, ‘our, or ‘we’). ‘You’ means the users of this public website.

We provide this website as an information to outline and provide easy access to the services that we offer to assist you in selecting a service provider for accepting in-store or online payments. By using the website you acknowledge and agree to these terms and conditions (‘Conditions of Use’).

Disclosure of Commission and Referral Fees

PCN does not receive any referral fees or commissions from the payment service providers listed on the website or participating in the request for proposal processes that we manage.

Website Content

Our website contains a range of information about our services, news, guides, and information about service providers. We endeavour to ensure that the information on the website is accurate and current.

The presence of a service provider on our website does not constitute an endorsement by us, the content of the website, or the activities promoted by the service provider.

To the extent permitted by law we do not warrant as to the accuracy, adequacy of, or completeness of, any information contained on this website and exclude liability for purchase decisions made on the basis of information included or excluded from this website.

We do not guarantee that our website will not contain any viruses and we accept no responsibility for foreign computer code that is introduced into your computer system through use of this website.

We cannot guarantee that access to our website will be uninterrupted. We are free to change the content of the website and any service provider may be withdrawn at any time, without notice. Any limitation of liability and indemnity provisions in these terms will survive termination. Any licenses or other rights you grant to us will survive termination.

Use of Your Information

You acknowledge and agree that we may use your personal information in accordance with the Privacy Policy.

You acknowledge and agree that any data provided for the purposes of using the website, or completing the Services outlined on the website, may be aggregated and utilised in its aggregated form by MA and PCN in its benchmarking reports, market research reports, consulting and other services.

Limitation of Liability

To the maximum extent permitted by law, we have no liability in relation to or arising out of the information available on the website (‘Website Information’) and website recommendations.

Our liability for a breach of these Conditions of Use, statutory cause of action, common law or tort (including negligence) in any way is limited as follows: we will not be liable for any indirect or consequential loss or damage, notwithstanding anything else in these Conditions of Use;

Links to other websites

We have a number of links on our website. These may take you to other websites. The purpose of these links is to provide you with easy access to further information you may need in making your purchase decision. In no circumstances do we make representations about the accuracy of any information contained on any other websites. We exclude all liability for any loss, damage, cost or expense you incur in accessing or attempting to access a third-party site.

Intellectual Property

We own some of the registered trademarks which may appear on this website. We also own the copyright in all the content of this website. There are also brand names, logos, product names, slogans, processes, operating model, business model and other items which are the intellectual property of PCN.

The brand names, logos and product names of the service providers listed on the website remain the intellectual property of the relevant service providers.

Except as necessary for using this website on your browser, or as permitted use under the Copyright Act 1968 (Cth) or other applicable laws, no material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without our specific prior written consent.


The law applicable to the state of New South Wales applies to the use of this website and the parties submit to the jurisdiction of the courts of the state of New South Wales.

If you have any issues during your use of this website or any suggestions on how to make it better, please contact us on